Use this SIP calculator to estimate how your monthly investments can grow over time.
Note: This calculator uses standard SIP formulas followed by Indian mutual fund houses. Results may vary based on actual fund performance.
How this SIP calculator works
Enter your monthly investment amount, expected annual return, and investment duration. The calculator automatically computes the estimated maturity amount using a standard SIP compound interest formula commonly used by mutual fund houses in India.
Who should use this SIP calculator?
This SIP calculator is useful for salaried individuals, beginners, and long-term investors who want to estimate mutual fund returns through monthly investments. It helps in planning goals such as retirement, children’s education, or wealth creation with realistic return expectations.
Benefits of SIP investing
Systematic Investment Plans (SIP) help investors invest regularly with discipline and reduce the impact of market volatility through rupee cost averaging. SIPs make long-term wealth creation easier by allowing small monthly investments to grow through the power of compounding. They are flexible, affordable, and suitable for investors at all stages.
Explore all investment tools on our Easy Financial Calculators homepage.
More calculators such as Lumpsum, EMI, and NPS calculators will be added soon to help with comprehensive financial planning.
If you are unsure whether SIP or one-time investment is better for you, read our detailed SIP vs Lumpsum comparison.
If you are investing with a specific goal in mind, use our SIP Calculator for ₹1 Crore to plan your monthly investment.
Frequently Asked Questions (FAQs)
What is a SIP calculator?
A SIP calculator is an online tool that helps investors estimate the future value of their mutual fund investments made through Systematic Investment Plans based on monthly investment amount, expected returns, and investment duration.
Is SIP return guaranteed?
No, SIP returns are not guaranteed. Mutual fund investments are subject to market risks, and actual returns may vary depending on market performance and the selected fund.
How accurate is this SIP calculator?
This SIP calculator provides an estimate based on standard compound interest calculations. The results are indicative and meant for educational purposes only.
Disclaimer: The results shown by this SIP calculator are estimates and are meant for educational purposes only. Actual mutual fund returns may vary based on market conditions, fund performance, and other factors. This calculator does not constitute investment advice.